Terms and Conditions

1. Acceptance of Terms

By downloading, installing, or using Pocketspend ("the App"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Description of Service

Pocketspend is a personal finance mobile application that:

• Stores all financial data locally on your device
• Supports multiple financial profiles
• Automatically tracks SIP investments
• Manages recurring subscriptions and expenses
• Calculates real-time net worth

3. Data Storage and Privacy

Local Storage: All your financial data is stored exclusively on your device. Pocketspend does not transmit, store, or access your financial information on external servers.

Data Backup: You are responsible for backing up your data. Loss of device may result in permanent loss of your financial records.

4. App Versions

5. Payment Terms

• One-time purchase processed through your device's app store (Apple App Store or Google Play Store)
• No recurring charges or hidden fees
• Includes all future app updates at no additional cost
• Refunds handled according to your app store's refund policy
• Purchase unlocks Pro features immediately

6. User Responsibilities

• Provide accurate financial information
• Maintain the security of your device and app access
• Use the app for personal, non-commercial purposes only
• Comply with all applicable laws and regulations

7. Intellectual Property

Pocketspend and all related trademarks, logos, and intellectual property are owned by Pocketspend Inc. Users are granted a limited, non-exclusive license to use the app for personal purposes.

8. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THE APP WILL BE ERROR-FREE, SECURE, OR CONTINUOUSLY AVAILABLE.

9. Limitation of Liability

IN NO EVENT SHALL POCKETSPEND BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE APP.

10. Termination

We may terminate or suspend your access to the app at any time for violation of these terms. Upon termination, all provisions that should survive termination shall remain in effect.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the app constitutes acceptance of modified terms.

12. Contact Information

For questions about these Terms, please contact us at: